When will my file disburse and my Deed record?
We disburse on the files once all of the properly executed documents are received by our office and we have all of the funds available for
disbursement. When a file is disbursed, we issue checks in accordance with the Settlement Statement and forward the Deeds and Mortgages to
the proper County Official on that same day. Please check with the closing representative assigned to your closing and they can provide you
with a status of the file.
What type of funds do I need to bring to the closing?
Please bring a certified or cashier’s check in the amount listed on the Settlement Statement. Should you prefer to wire funds in, we would be glad to
provide you with wiring instruction so you can wire funds prior to closing.
Other than funds needed to close, Do I need to bring anything else to closing?
Yes, you will need to bring a form of governmentally issued photo identification. Examples include a Driver’s License or a Passport.
Some lenders also will request a secondary form of identification. If your lender requires it, also please bring another form of ID.
If you have not provided your lender satisfactory proof that you have paid for a Hazard Insurance Policy prior to closing, you may also be
required to bring the Declarations Page of your policy along with a paid receipt to closing.
If I am married but I am the only one purchasing the property, does my spouse need to attend the closing?
If the closing is a cash closing then a non purchasing spouse does not need to attend the closing. If there is lender financing involved, the
spouse will need to be present at closing in order to release their dower interest in the Mortgage and also execute a few other required documents.